iRubric: K-12 Spending and Credit Standards - G12 rubric

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K-12 Spending and Credit Standards - G12 K-12 Spending and Credit Standards - G8 K-12 Personal Financial Literacy Series. Spending and Credit Standards: Grade 12 Benchmarks. http://www.jumpstart.org/national_standers.html Rubric Code: G4854 By gandalf Ready to use Public Rubric Subject: Finance Type: (Other) Grade Levels: 9-12

Spending and Credit Student knows the grade 4 & 8 benchmarks and also that
	Yes 10 pts	No 0 pts
1. Many factors affect spending patterns.	Yes	No
2. Formal complaints and government/community agencies can help consumers resolve problems with goods and services.	Yes	No
3. Leasing, borrowing to buy, and rent-to-own options have different contract terms and costs.	Yes	No
4. Making minimum payments on credit card balances increases the total cost and repayment time.	Yes	No
5. Understanding credit card disclosure information is key to controlling borrowing costs.	Yes	No
6. Consumers with excessive debt have a number of options.	Yes	No
7. Bankruptcy provides debt relief, but has serious negative consequences.	Yes	No
8. Laws and regulations offer specific consumer protections.	Yes	No
9. Negative information in credit reports can affect your financial future.	Yes	No